If you have trouble remembering passwords, you might be tempted to carry them with you in your bag. “Some people feel passwords are safer in their bag than at home because it’s always on them, but nothing could be further from the truth,” says Eva Velasquez, CEO and president of Identity Theft Resource Center. “You’re much more apt to lose your purse or wallet than have a break-in.” Memorising all your login information is the safest, but if that’s not practical, she recommends storing your passwords in a passcode-protected smartphone app.
Without the same protections as credit cards, debit cards put you at higher risk when making purchases. “I’m not a huge fan of always having a debit card with you, because the cash disappears from your account and you have to prove it was you before you get it back, unlike a credit card, where you can stop the charges and the money never leaves your account,” says John Sileo, CEO of cybersecurity group Sileo Group. Swipe a credit card for most purchases, and use an ATM-only card with a PIN to get cash, he recommends.
A computer is probably the heaviest thing in your bag. The weight of a laptop can strain your shoulder, causing imbalanced posture, or even neck, spine, and shoulder injuries, says chiropractor Dr Steven Shoshany. If you need to have your laptop on hand, use a messenger bag or a backpack, which will distribute the weight more evenly, Shoshany suggests.